What is the full form of IFSC? 
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IFSC and MICR Code For Bank Of India Bhilai Mcb
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Bhilai Mcb
Bhilai Mcb
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Bhilai
| IFSC Code | BKID0009307 |
|---|---|
| Bank |  BANK OF INDIA |
| Address | SHOP NO.-111, 1ST FLOOR, GRACE PLAZA,NEHRU NAGAR SQUARE, |
| City | BHILAI |
| State | CHANDIGARH |
| Branch | BHILAI MCB |
| Phone Nuber | 9424137323 |
| Branch Code | 009307 |
| Micr Code | 490013005 |
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About Bank Of India
Bank Of India, , Bhilai Mcb IFSC code is BKID0009307 & its MICR code is 490013005. Find Bank Of India, , Bhilai Mcb new address, contact details and branch code below
Also explore and search bank details, IFSC code and MICR code with Homes247 tool for Bank Of India IFSC codes
NEFT
National Electronic Funds Transfer
IMPS
Immediate Payment Service
RTGS
Real-Time Gross Settlement
IFSC codes in India are used for these three primary services. IFSC also helps in the Unified Payments Interface or UPI payment system as well.
An example of an IFSC Code will be SBIN0000AABB. Where the first four denote the bank, in this instance, SBI, and the last would be the branch.
How to find out the IFSC code?
One of the simplest ways to find out the IFSC code is by searching online. You can quickly source the branch codes through the reserve bank's official website or the bank's official website. It can also be found on the bank cheques or bank passbooks.
Advantage of IFSC codes?
IFSC code helps identify the right branches and banks, thereby eradicating errors.
What is MICR?
MICR, or Magnetic Ink Character Recognition, is a code that helps in processing the cheques faster by identifying the particular bank branch through Electronic Clearing System or ECR. MICR is printed on the cheques issued by the banks.
What is the structure of the MICR code?
MICR code contains 9 digits where the first three signifies the city, the second three digits indicates the bank (bank code), and the final three indicates the bank branch
What are the major differences between a IFSC code and MICR code?
| IFSC Code | MICR Code |
|---|---|
| The purpose of IFSC code is to help facilitate electronic transfer of funds | MICR code's purpose is to process cheques faster through ECR |
| IFSC codes has 11 alpha numeric characters | MICR has 9 digit code |
| The first 4 characters of IFSC is the Bank's code | The bank is signified by the 4th, 5th and 6th digits of the code |
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Most Frequently Asked Questions?
Let's Explore the Most Frequently Asked Questions on IFSC & MICR
Indian Financial System Code is the expanded form of the IFSC code.
We can identify the Bank from the first 4 characters of the IFSC code.
An IFSC code contains alphanumeric characters.
An IFSC code contains alphanumeric characters.
The major parts of the IFSC code are the bank code and branch code.
A SWIFT code is used for transferring funds on an International level.
The major electronic payment systems in India are NEFT, RTGS, IMPS, and UPI.
The Reserve Bank of India provides a unique 11-digit IFSC code to the banks.
There is no minimum amount you can transfer under NEFT under retail banking and corporate banking
The maximum amount you can transfer under NEFT under retail banking is INR 5 Lakhs and in corporate banking it is INR 50 lakhs for Vyapaar/trade and INR 500 crores under Vistaar.
INR 2 lakhs is the amount you can transfer under RTGS under retail banking.
The maximum amount you can transfer under RTGS under retail banking is INR 5 Lakhs and in corporate banking it is INR 50 lakhs for Vyapaar/trade and INR 500 crores under Vistaar.
In a vast country like India, there are numerous cities and towns with the same name, some of them even in the same district. Thus to correctly identify the right or the proper branch, IFSC codes can help out easily by dedicating a specific code for each branch.
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