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What are the first things that come to our mind when we hear the word "Resale homes"?
Beautiful and clean home with the best interior decor and a vibe of newness and freshness all around, isn't it?
Yes, buying a new home is definitely on the cards for every one of us here, but did you know that resale properties also have their pros?
So,
What is a Resale Property?
A resale property or a resale home are house that was already bought and is being kept for sale by the initial buyers. A resale in a property indicated that the property was already sold to new buyers and then it was kept for resale purposes. One of the major benefits of buying a resale property is the tax benefits that can be attained in terms of home loans. In search of that benefit, new buyers are seeking a resale property, thus leading to the rise in demand for resale properties in India.
Let's discuss the advantages and disadvantages of buying a resale property in India.
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Pros of Buying a Resale Property
If you are thinking is it good to buy a resale property? Then let's say, when you buy resale properties in India, there are huge advantages to the buyer. Some of these include:
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Low Down Payment: The first one is the low down payment, which can save a lot on your monthly outgoings.
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Cheaper interest rates: When compared with new property financing options, make it more affordable for buyers with low-income levels.
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Ready-to-move option: For those who seek the Ready-to-Move option, Resale properties are a boon.
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Good deals and discounts: The resale market is filled with good deals and offers at highly discounted prices, suitable for most budgets. One can find resales ranging from Rs 30 lakhs onwards depending upon the location and amenities that they offer.
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Quick cash flow benefits: Buying a resale property is an ideal choice if one has a limited budget or needs quick cash flow benefits, etc.
Even though buying a resale property has great benefits and advantages, it does have some cons or let's say disadvantages. Let's have a look at it!
Cons of Buying a Resale Home
There are a few disadvantages which the buyers should be aware of before buying a resale home in India. And that includes:
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Lengthy and complicated process: The process of buying resale properties is lengthier and more complicated as compared to buying new homes.
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Lack of transparency: Lack of transparency in the market means that it's difficult to ascertain the true value of a resale property, making it harder to negotiate deals.
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Limited Marketing: Since most resales happen through word-of-mouth or personal networks, there is often little or no marketing done on behalf of the seller, making it difficult to know about new listings.
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Hidden faults: As they are older homes, the previous owner might hide many faults like maintenance issues, and leakages and sell them on the pretext of a perfect home. So always be careful to check in detail before buying.
It's important that you do your research well before buying any resale home and weigh both pros and cons carefully before making a decision. At times, Sales can work out better than buying a brand-new home, but that completely depends on your individual situation.
Also Read: Renting vs Buying a House: Pros and Cons
That's it. folks. These are some of the major advantages and disadvantages of buying a resale property in India.
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