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Home Buying
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If you are a home buyer or someone involved in the process, chances are high that you, too, wondered which is the right choice - Under Construction Property Vs. Ready to Move In Property.
Yes, choosing a home is a challenging feat. It involves a lot of planning, and the buyer's decision is subject to many influences, including his family, friends, and even acquaintances.
Though cost is an important factor, the urgency or requirement of the customer is one as well.
Ready to move in properties and under construction properties both have their own set of advantages and disadvantages.
It is ultimately up to the homebuyer to decide which option is the better choice for them based on their individual needs and circumstances.
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Let's dig in deeper!
Advantages of Ready-to-move Properties
Below are some of the top advantages of buying a ready-to-move property:
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One of the main advantages of ready to move in properties is that the buyer can start living in the property as soon as they close on the sale. This is especially appealing for buyers who need to move out of their current home quickly or who want to start building a property.
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Ready to move in properties are also a good choice for buyers who value the ability to see and touch the property before making a purchase. This can give the buyer a better sense of the property's condition and layout and can help them make a more informed decision.
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Yet another one of the major advantages of buying a ready-to-move property is that you can be free from the GST implications. A ready-to-move property is left out of the scope of Goods and Service tax (GST). As for under-construction properties, you will be having 5% GST on the purchase.
Disadvantages of Ready-to-move Properties
What are the advantages of buying ready-to-move properties? There are some disadvantages of ready-to-move properties that you should know of before making the purchase.
Let's have a look at some of the disadvantages of purchasing a ready-to-move property:
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High-cost is one of the major disadvantages of buying a ready-to-move property. Your living space will be competed and delivered within time, which will result in a premium price that may be high.
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In the case of a ready-to-move property, you would need access to the actual quality of construction compared to under-construction, where you will have access to the material used and check the construction quality of your living space.
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Another risk factor of buying ready-to-move property is that you may need to know the age of the property. As it is already ready to move, this property may or may not be aged or new, which will be hard for you to know. Compared to under-construction properties, which you will have knowledge of, as they are still under-construction.
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The exclusion of RERA is another risk factor in buying old, ready-to-move properties. If the project is ready-to-move before May 1 2016, the project need not to be registered under the RERA Act.
Cost and Customization
Ready to move in properties can be more expensive than under construction properties. Because the property is already built and ready for occupancy, the seller is likely to charge a premium for this convenience.
Ready to move in properties may offer a different level of customization than under construction properties.
For example, if a buyer wants to make changes to the floor plan or add certain features to the property, they may not be able to do so if the property is already built.
Under construction properties, on the other hand, buyers are offered the opportunity to customize their property to their exact specifications. For example, a buyer may be able to choose their flooring, appliances, and other finishes. This can be a major advantage for buyers who want to create their dream home.
Additionally, under construction properties may be more affordable than ready to move in properties, as the seller is not yet incurring the costs of maintaining and marketing a completed property.
Challenges of Under-Construction Properties
However, under construction properties also come with their own set of challenges. The most obvious is that the buyer must wait for the property to be completed before they can move in. This can be a major inconvenience for buyers who need to move quickly or who want to avoid going through the troubles or hassle of coordinating a move multiple times.
Under-construction properties can be riskier for buyers, as there is always a chance that the construction process will encounter delays or other issues. Finally, under construction properties may turn out differently than the buyer had envisioned, as it can be difficult to gauge the finished product based on blueprints and samples alone.
In conclusion, both ready to move in properties and under construction properties have their own set of advantages and disadvantages. Ready to move in properties offer the convenience of immediate occupancy but may be more expensive and offer less customization.
Under-construction properties offer the opportunity for customization but come with the risks of delays and uncertainty.
Ultimately, the choice will depend on the individual needs and circumstances of the buyer.
So guys what do you think?
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Most Frequently Asked Questions?
Is it good to buy under construction property or ready to move?
Both under-construction and ready-to-move properties have their advantages and disadvantages. But, it is highly recommended that you buy an under-construction project.
What does the construction status ready to move mean?
Ready-to-move properties means a living space that is completed and is ready to occupy.
What are the disadvantages of buying under construction property?
One of the major disadvantages of buying an under-construction is that you will need a guarantee that the project will be completed or will be delivered within time.
Is it safe to invest in under construction property?
Yes, it is better if you invest in under-construction properties, as they have more advantages when compared to ready-to-move properties.
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