Major Housing Schemes in Karnataka

Date: 13-July,2022Last Updated: 23-September,2022
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The Government of Karnataka has taken an effective method to provide housing scheme facilities for underprivileged people.

Housing schemes in India are one of the evergreen developmental features of its economic plans because there are hundreds still who do not own a home of their own.

These housing schemes are created to provide housing facilities for both urban and rural people by fueling the economic development of the states.

It has a great impact on necessitous areas for their welfare, thus enabling them to lead a blissful life.

Come let's look at the significance of these schemes in Karnataka.

DR. B.R Ambedkar and Vajpayee Urban Housing Schemes

Under this scheme, people residing in Mysuru City Corporation (MCC) are limited to constructing houses. Women are highly prioritized whether they are married or widows and the eligible beneficiaries have to provide copies of their BPL Ration Card, Voter's ID, Aadhaar Card, Caste Certificate, Income Certificate, and Photos.

The SC community is permitted to construct 51 houses, and the ST community can construct 21 houses under this scheme.


  • Its mission is to provide houses for economically weaker sections at an affordable price.

  • These beneficiaries will receive the incentive from the government to construct their own house.


  • This scheme is applicable only to the permanent residents of Karnataka and not to the migrants.

  • If you're applying for this scheme, your family's yearly income should not surpass Rs.32,000.

Under the Vajpayee Urban Housing Scheme, the General Category people will be permitted to construct 198 houses, whereas Minority community people can construct 30 houses, and the yearly income of the beneficiary should be Rs. 32,000.

To provide the housing facility, DR. B.R Ambedkar Nivas Yojana has been implemented in both rural as well as in urban locales.

The beneficiary income limit in rural areas should be Rs.32,000 and in Urban areas Rs.87600 and should not exceed more than that as per the scheme.

Documents to be submitted by the applicants

  • Income certificate

  • Aadhaar card

  • Birth certificate

  • Voter ID

  • Address Proof

  • Passport size photos

Devraj Urs Housing Scheme

This scheme was implemented for special category people, namely nomadic tribes, Physically handicapped people, Safai Karmacharies, widows, transgender, and many others. In this scheme, the district committee headed by the Deputy Commissioner will be responsible for selecting the beneficiaries.

Namma Mane (our house) scheme

The state announced this scheme to provide affordable houses to middle-class people. There are three types of houses under this scheme and they are 'Bhagya,' 'Sampada,' and 'Yashas.'

Let me briefly describe three houses, i.e. 'Bhagya' houses will consist of 325 sq ft with 1 bedroom, 'Sampada' houses will have 375 sq ft area with a bedroom and study room and 'Yashas' consist of 450 sq ft area that has two bedrooms.

Pradhana Mantri Awas Yojana

To acquire a new house, PMAY will provide you with a loan for converting your 'kutcha house' into 'pucca house.' The main focus of the government is to construct several houses for the economically weaker sections throughout the state.

The mandatory clause in PMAY is that women will be provided the ownership of the property.

Eligibility Criteria

  • "Pucca" houses should not be owned by the applicant in any part of the country.

  • The ground floor will be provided for senior citizens and specially-challenged beneficiaries.

  • The subsidy amount shall be decided based on the applicant's yearly income and the category to which he/she belongs.

To conclude,

These schemes play a vital role in providing shelter to underprivileged and middle-class people by satisfying their basic needs and thus contribute to the good fare of the state as well. So we hope that you found our blog on Housing schemes in Karnataka interesting.

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