What is the full form of IFSC? 
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Find IFSC and MICR Code For The Andhra Pradesh State Cooperative Bank Limited in Mydukur
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The Andhra Pradesh State Cooperative Bank Limited
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What is IFSC Code?
IFSC code, short for Indian Financial System Code, is 11 digit character or alphanumeric code used in electronic fund transfer within the different banks and their branches in India.
The IFSC or IFSC code, as its widely known, is used for the identification of different banks and branches. Out of the 11 characters, the first four are bank codes, and the last six are branch codes. This leaves out the fifth character, which is currently designated as zero and is reserved for any future use.
NEFT
National Electronic Funds Transfer
IMPS
Immediate Payment Service
RTGS
Real-Time Gross Settlement
IFSC codes in India are used for these three primary services. IFSC also helps in the Unified Payments Interface or UPI payment system as well.
An example of an IFSC Code will be SBIN0000AABB. Where the first four denote the bank, in this instance, SBI, and the last would be the branch.
What are the major differences between a IFSC code and MICR code?
| IFSC Code | MICR Code |
|---|---|
| The purpose of IFSC code is to help facilitate electronic transfer of funds | MICR code's purpose is to process cheques faster through ECR |
| IFSC codes has 11 alpha numeric characters | MICR has 9 digit code |
| The first 4 characters of IFSC is the Bank's code | The bank is signified by the 4th, 5th and 6th digits of the code |
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Most Frequently Asked Questions?
Let's Explore the Most Frequently Asked Questions on IFSC & MICR
Indian Financial System Code is the expanded form of the IFSC code.
We can identify the Bank from the first 4 characters of the IFSC code.
An IFSC code contains alphanumeric characters.
An IFSC code contains alphanumeric characters.
The major parts of the IFSC code are the bank code and branch code.
A SWIFT code is used for transferring funds on an International level.
The major electronic payment systems in India are NEFT, RTGS, IMPS, and UPI.
The Reserve Bank of India provides a unique 11-digit IFSC code to the banks.
There is no minimum amount you can transfer under NEFT under retail banking and corporate banking
The maximum amount you can transfer under NEFT under retail banking is INR 5 Lakhs and in corporate banking it is INR 50 lakhs for Vyapaar/trade and INR 500 crores under Vistaar.
INR 2 lakhs is the amount you can transfer under RTGS under retail banking.
The maximum amount you can transfer under RTGS under retail banking is INR 5 Lakhs and in corporate banking it is INR 50 lakhs for Vyapaar/trade and INR 500 crores under Vistaar.
In a vast country like India, there are numerous cities and towns with the same name, some of them even in the same district. Thus to correctly identify the right or the proper branch, IFSC codes can help out easily by dedicating a specific code for each branch.
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A Peek at Pet Friendly Offices
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14 Most Famous Temples in India
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Top 21 Restaurants in Bangalore You Cannot Miss Out On!
15 Top Types of Cats you can Adopt for your Home
7 Popular Pet Animals for your Home!
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7 Classy Garden Furniture for your Home
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15 All Time Favourite Dog Breeds for Home
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10 Best Anniversary Flowers to Save the Special Day!
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Perfect Home Guide For Happy Family
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Walk Up Apartments: Affordable Urban Living Without an Elevator
Picture Perfect Homes: Why Real Estate Photography Matters
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Tier-2 Cities: The Best Places to Buy Property in India
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All You Need to Know About Cross Border Real Estate Investments
10 House Types in India You Should Know
Your Ultimate Guide to Making a Smart Purchase in 2025
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Furnished Vs Unfurnished Homes: A Complete Guide
Explore the Different Prime Locations in India that You Never Knew.
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Millennial Home Buying Trends 2025
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The Ultimate Guide to Financial Planning for Home Purchase
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Rules and Regulations for NRI Property Buying in India
Top 8 Plot Investment Destination in Bengaluru
Best ways for Home Buyers to Negotiate with Real Estate Developers
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How to Check out Builders Reputation and Credibility?
How to get your home loan approved real easy?
Built up area, Super built up area & Carpet area Explained!
How this Pandemic can be a Doorway to your New Home.
NRI tips to Buy Property in India
A Guide of Different Types of Houses in India
All About Buying Property Online
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Bangalore's Best Flats under 30 Lakhs
Get the Perfect Dream Homes in Old Madras Road!
Find the Home of your Dreams at Whitefield!
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Checklist for Buying Property in India
Home in Bangalore - Real Estate Website
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2019 Will be a Homebuyers Year
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Greater Noida Real Estate: Find Your Perfect Home or Investment
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The Real Estate Portals Every Indian Homebuyer Should Know About
Top 5 Real Estate Websites in India to Buy, Sell, or Rent
Top 5 Real Estate Platforms in India for Easy Property Buying
Top 5 Property Portals in India You Should Know About
Cox Town Bangalore: Colonial Charm Meets Modern Living
JP Nagar’s Transformation: What’s Behind the Buzz?
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The Real Estate Boom in Gujarat’s GIFT City
SWIFT CITY vs ITPL vs Electronic City - A Comparison
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Goodbye BBMP: Bengaluru Welcomes the Greater Bengaluru Authority
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Builder Floors: The Perfect Blend of Privacy and Space
Begur: The Suburb That Combines Convenience, Comfort, and Calm
Jigani: The Ideal Mix of Work, Living, and Leisure in Bangalore
Tumkur Road: Key Investment Spot for Property Buyers in Bengaluru
Yeshwanthpur Bangalore: Real Estate, Connectivity & Lifestyle
Kogilu: The Place Where Greenery Meets Growth
Joint Development Agreement: A Smart Move in Real Estate
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Singanayakanahalli: Where Nature Meets Urban Growth in Bangalore
What is a walk up apartment?
Condominiums: Your Guide to Modern Living
Why Property Developers Are Crucial to the Real Estate Industry
Abbigere: Affordable Living and Growing Potential in Bangalore
Want to Know Why Vasanth Nagar is the Place to Be? Read On!
Carmelaram: Where Greenery Meets Modern Living in Bangalore
The Must-Have Structure Stability Certificate Explained
SEO for Real Estate Websites to Boost Visibility and Leads
All About Nambike Nakshe Scheme
Peenya: The Industrial Powerhouse of Bengaluru
Top Traits to Look for in a Real Estate Builder
All about Goregaon Mulund Link Road
Ente Bhoomi - Online Land Records in Kerala
An Overview on LEED Certification
Thriving in Real Estate After the Pandemic – Key Strategies
The Game-Changing Impact of PropTech and AI on Real Estate in 2025
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How Public Transport is Transforming Real Estate Development in Bangalore
Exploring REIT Investing and Property Shares in the Indian Real Estate
Exploring the Real Estate Growth Rate in 2025 and Future Trends
The Role of Blockchain in Real Estate Transactions by 2025 in India
Top 10 Real Estate Builders And Developers In Kochi
Local Events and Why They Are Going To Matter In Real Estate
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Things You Should Do After Selling your House
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Upcoming Residential Projects in Bangalore
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Measures To Ensure Security Of Commercial Properties
Why Investing in Bellandur Real Estate is a Smart Move?
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Top Reasons to Invest in Sholinganallur
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A Guide to Real Estate Investment in T. Nagar Chennai
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Top 10 Reasons to Invest in Bandra
Luxury Unlimited - 5 BHK Homes in Bangalore
Investing in Panvel: A Smart Choice for Homebuyers
Vasai- Emerging real estate hub of Mumbai
Increased Demand For 4 Bhk Homes In Hyderabad
Vizag Real Estate 2024
Budget Friendly Residential Hubs of Kolkata
Increased Demand for Homes in Hyderabad 2024
Mysore Real Estate 2024
Central Bangalore's Peaceful Neighbourhood - Kaggadasapura
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Top Landmarks in Sarjapur Road
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Mangalore Real Estate 2024
Property Management: Benefits, Types, Tips & More
KR Puram’s Real Estate Secrets: Why Now is the Time to Invest
Advantages of Buying a 3 BHK flat in HSR Layout
Massive Demand for Bellandur Micro Markets, Bangalore
Why People Prefer 3 BHKs in Bangalore
Increased Demand for Villas in Bangalore
Marathahalli: A Thriving Hub of Bangalore
Affordable Property Types: Flats vs Independent Houses
BDA Moves ahead with Bangalore Peripheral Ring Road
Top 5 Budget-Friendly Neighborhoods in Bangalore 2024
Kalyan Mumbai: Reasons to Invest in Kalyan
Whitefield's Top Landmarks
Premium Residential Hubs in Bangalore
Best Areas in Bangalore to Live on a Budget
Top Premium Restaurants in Whitefield
Luxury Lifestyle Hubs in Bangalore
Best Residential Areas Near South Bangalore in 2024
The Luxury Restaurants in Bangalore
Best Places to Settle Down in Bangalore 2024
An Overview of Dommasandra- Sarjapur Road
Best Restaurants & Hotels Near Kammasandra
Top Landmarks in Panathur
All About Silver County Road
Top 10 Things to do Around Sarjapur Road
Top Spas to Visit Near Sarjapur Road
Best Multispeciality Hospitals in Sarjapur Road
Top IT Parks in Sarjapur Road
A Unique Lifestyle: Varthur's Lakeside Communities
Best Colleges near Sarjapur Road
What's so special about Properties near Hosa Road
Best Malls in East Bangalore Near Kasavanahalli
Top Attractions near Chikkanayakanahalli
Hosa Lake: East & South Bangalore's Property Market
Top 10 Restaurants in Eastern Bangalore
Ambalipura Sarjapur Road Top Landmarks
Varthur- Emerging Micro Market of East Bangalore
Why Invest in Gunjur? - A Complete Guide
Top 10 Schools in Choodasandra
Why is Sarjapur Road Bangalore's Enduring Real Estate Spot?
The Future of Sarjapur Road: A Real Estate Perspective
All about Central Business District Bangalore - CBD
BBMP to Split? Restructuring & Decentralization plan
Rental Yield: Key Factors That Affect Your Investment
PMAY 2024 - Notification, Application & Eligibility
All About Pradhan Mantri Awas Yojana - Urban 2.0(PMAY-U 2.0)
All About Indiramma Housing Scheme Telangana
An Overview on HIG Flats in India
Exploring Land Pooling Scheme in India
Decline of Kerala Real Estate Market in 2024? Homes247 Report
Underrated Neighbourhoods for Real Estate Investment in Bengaluru East
Retirement Homes in Chennai for Best Senior Citizen Apartments
Top 10 Construction Companies in Delhi
Best Real Estate Companies in Mumbai (2024)
Best Residential Projects in Bangalore 2024
High Life - High Costs | Top 10 Costliest Cities in India
Top 10 Real Estate Builders in Bangalore 2024
Top Temple Towns in India - Spiritual Tourism To Transform Indian Real Estate
All About E Swathu Karnataka - A Comprehensive Guide
Know About Bank Auction Property
Different Types of Apartments
Poes Garden: Elegant Living in Chennai
An Overview on Real Estate in North Bangalore
Sarjapur Road - An Emerging Residential Hotspot in Bangalore
Guide to rental receipts in India - all the information you require
Real Estate in East Bangalore
Sarjapur Road Before and After
Explore investment opportunities in Rayasandra.
Panathur - A Prime Destination
Construction Companies in Hyderabad
Top Real Estate Companies in India
How to Become a Successful Real Estate Agent in India?
Whitefield-Boomtown or Bust? A Guide for Investors in Bangalore
Housing Trends 2024 You Need to Know
Bangalore Business Corridor - Peripheral Ring Road Rebranded
Whitefield Sarjapur Road - A Premium Realty Hub?
Real Estate vs Stock Market: Comparative Evaluation
Financial Growth: Fixed Deposits vs Real Estate
Types of Real Estate Investment
Top 15 Safest Cities in India to Live - Safest place in India
Top 10 Cheapest Cities to Live in India
Future of Ayodhya Real Estate Market
Overview on Hyderabad Real Estate Market
Ultimate Guide to Navi Mumbai Real Estate 2024
Pimpri Chinchwad's Top IT Companies
Real Estate Potential of Pimpri Chinchwad 2024
MHADA Lottery: Your Gateway to Affordable Home Ownership
Why Invest in Marine Lines, Mumbai? - A Complete Guide
Nilamagal 2024: How to check land records in Pondicherry
How to Pay Mangalore Property Tax Online?: An Ultimate Guide
PVC for Tenants in Bangalore: How to Get Tenant Police Verification Online?
All About IGRS Karnataka: Stamp Duty and Registration Fees
How can a tenant defend an eviction by the landlord?
Building Tomorrow, Sustainably Today: Real Estate for a Greener Future
All About Chennai International Airport(MAA)
National Highways in India - The Longest to the Oldest
An overview of Jamabandi Chandigarh Land Records
All About Palakkad-Kozhikode Greenfield Highway
E-Pauti Odisha 2023: Effortless Odisha Land Payments Unleashed!
Sanchaya Tax 2023: Streamlined Kerala Property Tax Payments!
HUDA Plot Scheme Unveiled: Your Gateway to Exclusive Residential Plots!
Punjab Stamp Duty 2023: Clear Insights
Gunta - Land Measurement Unit in South India
Banglarbhumi - Gateway to Land Records and Property Information
5 Best and Affordable Locations in Hyderabad in 2024
The ultimate guide to MahaRERA Registration and Project Search
All About BBMP Property Tax 2023
Andhra Pradesh RERA
Most Affordable Localities in Delhi
Godrej Properties Bangalore
House rentals in Pune
REIT Ways to Invest in India
Revised Circle Rates in Karnataka -2023
Ganga Expressway Project
An Overview of Bhoomi Portal
An Overview of Apna Khata Rajasthan
Growth of Commercial Real Estate in 2023
Changing Trends in Home Buying 2023 Q2 & Q3 - A Detailed Report
How does traffic influence the real estate sector?
Real Estate Potential of Ahmedabad
Gruha Lakshmi Scheme - Telangana Housing Board 2023
Real Estate Potential of Prayagraj
All about Kaveri 2.0 Online Services
Outer Ring Road Bangalore -2023
REIT versus Fractional Investment
The Rise of Rental Housing in India
Will India's Real Estate Market Crash?
All About JharBhoomi Portal - 2023
Buying an Agricultural Land in India
Rishikesh Real Estate -2023
Indore Cleanest City in India - 2023
AnyROR Gujarat Land Record
All About 7/12 Extract Document
An Overview of Bharatmala Pariyojna Scheme
Kerala's Upcoming Real Estate Markets
10 Trending Real Estate Micro Markets in India
Mogappair : The Next Real Estate Hub?
All About Guidance Value
Real Estate News - 18th January 2023 to 25th January 2023
All about Mysore Urban Development Authority
Indian Real Estate in 2023 : Overview & Analysis
MUDA- Mangalore Urban Development Authority
All about TUDA or Tirupati Urban Development Authority
Best Places to Live in Tirupati
All about UDS or Undivided Share
Mysore - The Next Real Estate Hub of South India?
Real Estate News - 25th October to 31st October 2022
What is BIAAPA?
Bangalore to Mumbai in 5 Hours!
All About Telangana Housing Board
Top Metropolitan Cities of India
Top 10 IT Companies in Hyderabad
LIG Housing in India
An Overview of Realty Group Buying
National Logistics Policy 2022 & Real Estate
Top 7 Indian Second Home Destinations
Clubhouse & its Benefits
The Need for Open Spaces in Housing Societies
Warm Shell Properties Vs Bare Shell Properties
An Overview of Gaothan Properties
What is a Service Apartment?
Gift Deed Vs. Deed: An Overview
All about Mukesh Ambani's Mumbai Home Antilia
All about NTR Housing Scheme
Major Housing Schemes in Karnataka
All About Hyderabad's HMDA and GHMC
Top Places to Live and Settle in Chennai
High Rise Vs. Low Rise Buildings
A Brief Overview of Pagdi System in India | Homes247.in
Tier 2 Cities in India: Real Estate Review
Studio vs RK Apartments
All about Golden Quadrilateral Super Highway
An Overview of Gated Communities in India
Integrated Residential Townships : An Overview
All about GCDA or Greater Cochin Development Authority
All About Maharashtra Housing & Area Development Authority (MHADA)
All About Chennai Metropolitan Development Authority or CMDA
All about Delhi Development Authority (DDA)
An Overview of Banglar Bhumi Portal
All about Agro Realty and Indian farmhouses
Breaking 8 Myths of Renting a Home
12 Best Places to Rent a Home in Bangalore
Things to Do Before Listing your Home Up for Sale
Real Estate News - 19th October to 25th October 2021
An Overview of Bengaluru Mysuru Expressway
An Overview of CIDCO Maharashtra - 2024
Registered Mortgage Vs Equitable Mortgage
An Overview of Indian Bhu Naksha Records
Overview of YEIDA City: The Yamuna Expressway City Project
All About the Bangalore Development Authority(BDA)
What are Possession & Occupancy Certificates?
5 Best Places to Live & Settle Down in Kochi
10 Major Statutory Approvals & Standards You May Not Know About
7 Best Places to Live and Settle in Delhi
Spectacular Residential Projects in Hyderabad
Top 7 Places to Live & Settle in Mumbai
11 Best Places to Live and Settle in Hyderabad
Real Estate Industry After the Second Wave
All about Model Tenancy Act 2021
Akrama Sakrama Scheme by Government of Karnataka
What is Benami Property Act and its Impact on Real Estate?
How Covid 19 has affected Co-Living Sector?
Conveyance Deed and other Major Types of Deeds
What is Circle Rate? And Why is it Important?
Life Mission Kerala:Affordable Housing Scheme
Importance of Home Insurance for Home-buyers
Best Architects in India
The Need And Importance Of Housing Societies In India
Penthouse Meaning & Definition?
How to Track Pradhan Mantri Awas Yojana(PMAY)?
Bigha: Popular unit of measurement in India.
E Aasthi - All about the BBMP Property Database
Bruhat Bengaluru Mahanagara Pallike (BBMP)
Standard measurement units in India
Meebhoomi- Andhra Pradesh Land Records
Leasehold & Freehold Property
Karnataka State Government's Basava Vasati Yojana
Difference between Mortgagee and Mortgagor
All you need to know about Patwari!
The procedure for K RERA Registration & RERA Complaints
An Overview of Indian Greenfield Cities
Importance of Real Estate Brokers and Agents
How to deal with Real Estate Scams in India?
An Overview of PM SWAMITVA Yojana
Scope of Real Estate Investments in Satellite Cities of India
7 Factors Affecting Market Value of Property - An Overview
Fourth Industrial Revolution: The Role Of Indian Real Estate
Top 10 Real Estate Builders and Developers in Bangalore
Future of Indian Economy 2020 : Impact of COVID-19 on Real Estate
Return On Investment(ROI) In Real Estate
Increase In Sales Of Unsold Properties-The Real Estate Market
NAA Rules Lower GST Benefits Must Reach Homebuyers
List of Top 10 Builders in Bangalore
Major Risks in Real Estate Investments
Growth rate of Real Estate
Benefits of Property Investment in Real Estate
Best Time to Invest in Real Estate
Earn Money by Investing in Real Estate
Overview of Real Estate in India 2023
RERA Act : Benefits of Home Buyers to Invest in Ongoing Projects
The RERA act and its benefits to HomeBuyers
New GST reforms in effect Deadline set for choice of GST
Overview of Real Estate Market in 2019
Capital gains Tax on long term Investments in Real Estate
Real Estate Investment Trusts (REITs)
Top 12 reasons to Invest in Real Estate
CREDAI EXPO Bangalore
GST On Real Estate Reduced For Homes and Under Construction Projects
