IFSC and MICR Code For Kerala Gramin Bank Chalakkudy

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Kerala Gramin Bank
Kerala
Kerala
Thrissur
Alappuzha
Aluva
Ananthavoor
Azhikode
Chattanchal
Erattupetta
Ernakulam
Idukki
Iravon
Irikkur
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Kalpetta
Kannavam
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Killimangalam
Kochupally
Kodunthirapully
Kollam
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Moothedam
Naduvil
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Pappanamcode
Pathanamthitta
Pulakode
Thalappally
Thalassery
Thiruvananthapuram
Thrissur
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Wayanad
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Varavoor
Mundathikode
Edakkalathur
Cherumkuzhi
Pallur
Thiruvilwamala
Avinissery
Mattam
Kattoor
Poovathur
Parappur
Kaiparamba
Thrissur Ro
Mattathur
Erumapetty
Annamanada
Kolazhi
Muthuvara
Service Branch Thrissur
Kuttanellur
Kanjani
Guruvayur
Kuriachira
Perumpillissery
Choondal
Vadakkekad
Alur
Amballur
Pattikkad
Mala
Kaipamangalam
Wadkkanchery Tsr
Koratty
Thriprayar
Vadanappilly
Chelakkara
Olarikkara
Thrissur East Fort
Kunnamkulam
Chalakkudy
Kodungallur
Irinjalakuda
Thrissur
IFSC Code KLGB0040265  
BankKERALA GRAMIN BANKKERALA GRAMIN BANK
AddressCHALAKKUDY KSRTCROAD,K.K.TOWERS,PO.CHALAKKUDY THRISSUR DT,PIN-680307
CityTHRISSUR
StateKERALA
BranchCHALAKKUDY
Phone Nuber2709594
Branch Code040740
Micr Code680480152
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About Kerala Gramin Bank

Kerala Gramin Bank, , Chalakkudy IFSC code is KLGB0040265 & its MICR code is 680480152. Find Kerala Gramin Bank, , Chalakkudy new address, contact details and branch code below

Also explore and search bank details, IFSC code and MICR code with Homes247 tool for Kerala Gramin Bank IFSC codes

NEFT

National Electronic Funds Transfer

IMPS

Immediate Payment Service

RTGS

Real-Time Gross Settlement

IFSC codes in India are used for these three primary services. IFSC also helps in the Unified Payments Interface or UPI payment system as well.

An example of an IFSC Code will be SBIN0000AABB. Where the first four denote the bank, in this instance, SBI, and the last would be the branch.

How to find out the IFSC code?

One of the simplest ways to find out the IFSC code is by searching online. You can quickly source the branch codes through the reserve bank's official website or the bank's official website. It can also be found on the bank cheques or bank passbooks.

Advantage of IFSC codes?

IFSC code helps identify the right branches and banks, thereby eradicating errors.

What is MICR?

MICR, or Magnetic Ink Character Recognition, is a code that helps in processing the cheques faster by identifying the particular bank branch through Electronic Clearing System or ECR. MICR is printed on the cheques issued by the banks.

What is the structure of the MICR code?

MICR code contains 9 digits where the first three signifies the city, the second three digits indicates the bank (bank code), and the final three indicates the bank branch

What are the major differences between a IFSC code and MICR code?
IFSC CodeMICR Code
The purpose of IFSC code is to help facilitate electronic transfer of fundsMICR code's purpose is to process cheques faster through ECR
IFSC codes has 11 alpha numeric charactersMICR has 9 digit code
The first 4 characters of IFSC is the Bank's codeThe bank is signified by the 4th, 5th and 6th digits of the code

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Most Frequently Asked Questions?

Let's Explore the Most Frequently Asked Questions on IFSC & MICR

Indian Financial System Code is the expanded form of the IFSC code.

We can identify the Bank from the first 4 characters of the IFSC code.

An IFSC code contains alphanumeric characters.

An IFSC code contains alphanumeric characters.

The major parts of the IFSC code are the bank code and branch code.

A SWIFT code is used for transferring funds on an International level.

The major electronic payment systems in India are NEFT, RTGS, IMPS, and UPI.

The Reserve Bank of India provides a unique 11-digit IFSC code to the banks.

There is no minimum amount you can transfer under NEFT under retail banking and corporate banking

The maximum amount you can transfer under NEFT under retail banking is INR 5 Lakhs and in corporate banking it is INR 50 lakhs for Vyapaar/trade and INR 500 crores under Vistaar.

INR 2 lakhs is the amount you can transfer under RTGS under retail banking.

The maximum amount you can transfer under RTGS under retail banking is INR 5 Lakhs and in corporate banking it is INR 50 lakhs for Vyapaar/trade and INR 500 crores under Vistaar.

In a vast country like India, there are numerous cities and towns with the same name, some of them even in the same district. Thus to correctly identify the right or the proper branch, IFSC codes can help out easily by dedicating a specific code for each branch.

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