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Find IFSC and MICR Code For The West Bengal State Cooperative Bank in Pursurah
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The West Bengal State Cooperative Bank
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What is IFSC Code?
IFSC code, short for Indian Financial System Code, is 11 digit character or alphanumeric code used in electronic fund transfer within the different banks and their branches in India.
The IFSC or IFSC code, as its widely known, is used for the identification of different banks and branches. Out of the 11 characters, the first four are bank codes, and the last six are branch codes. This leaves out the fifth character, which is currently designated as zero and is reserved for any future use.
NEFT
National Electronic Funds Transfer
IMPS
Immediate Payment Service
RTGS
Real-Time Gross Settlement
IFSC codes in India are used for these three primary services. IFSC also helps in the Unified Payments Interface or UPI payment system as well.
An example of an IFSC Code will be SBIN0000AABB. Where the first four denote the bank, in this instance, SBI, and the last would be the branch.
What are the major differences between a IFSC code and MICR code?
| IFSC Code | MICR Code |
|---|---|
| The purpose of IFSC code is to help facilitate electronic transfer of funds | MICR code's purpose is to process cheques faster through ECR |
| IFSC codes has 11 alpha numeric characters | MICR has 9 digit code |
| The first 4 characters of IFSC is the Bank's code | The bank is signified by the 4th, 5th and 6th digits of the code |
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Most Frequently Asked Questions?
Let's Explore the Most Frequently Asked Questions on IFSC & MICR
Indian Financial System Code is the expanded form of the IFSC code.
We can identify the Bank from the first 4 characters of the IFSC code.
An IFSC code contains alphanumeric characters.
An IFSC code contains alphanumeric characters.
The major parts of the IFSC code are the bank code and branch code.
A SWIFT code is used for transferring funds on an International level.
The major electronic payment systems in India are NEFT, RTGS, IMPS, and UPI.
The Reserve Bank of India provides a unique 11-digit IFSC code to the banks.
There is no minimum amount you can transfer under NEFT under retail banking and corporate banking
The maximum amount you can transfer under NEFT under retail banking is INR 5 Lakhs and in corporate banking it is INR 50 lakhs for Vyapaar/trade and INR 500 crores under Vistaar.
INR 2 lakhs is the amount you can transfer under RTGS under retail banking.
The maximum amount you can transfer under RTGS under retail banking is INR 5 Lakhs and in corporate banking it is INR 50 lakhs for Vyapaar/trade and INR 500 crores under Vistaar.
In a vast country like India, there are numerous cities and towns with the same name, some of them even in the same district. Thus to correctly identify the right or the proper branch, IFSC codes can help out easily by dedicating a specific code for each branch.
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India's Top 12 Biggest Malls
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A Peek at Pet Friendly Offices
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A Sneak Peek into the 14 Famous Indian National Parks
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Top 11 Restaurants in Delhi (Old Delhi Edition)
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Life in Bangalore! India's Silicon Valley
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14 Most Famous Temples in India
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Spectacular Floating Homes around the World
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15 All Time Favourite Dog Breeds for Home
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Simple Hacks to Recycle & Home Waste Segregation
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10 Best Anniversary Flowers to Save the Special Day!
State of the Art Home & Kitchen Appliances, A New Way of Living!
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An Overview of Vegan Diet and Foods
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20 Lucky Plants for Home [List of both Indoor and Outdoor Plants]
Top Cafes in Bangalore
Dainty Little Types of Bird Houses for Your Feathered Friends!
7 ways to get rid of unwanted guests politely!
Adventure sports in India- From sky-high to ocean deep!
Best Companies in Whitefield Bangalore
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10 Famous malls in Bangalore you Must Visit at least Once!
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Perfect Home Guide For Happy Family
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7 Different Types of Cement in India
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Common Investment Mistakes First-Time Buyers Make
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Early-Stage Real Estate Projects: High Risk or Smart Investment?
Affordable Housing Trends Transforming India
Hidden Costs no one tells you about home buying
House Buying in India: 30s vs. 50s – What’s the Difference?
Walk Up Apartments: Affordable Urban Living Without an Elevator
Picture Perfect Homes: Why Real Estate Photography Matters
Vastu for Gaumukhi & Shermukhi Plots
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How Rising Mortgage Rates Impact First-Time Home Buyers' Experience
Top 10 Luxury Villas in Bangalore with Pool Access for Modern Living
Tier-2 Cities: The Best Places to Buy Property in India
Villa vs Apartment: Space vs Convenience. Which suits your needs?
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All You Need to Know About Cross Border Real Estate Investments
10 House Types in India You Should Know
Your Ultimate Guide to Making a Smart Purchase in 2025
Understanding the Home Inspection Process in 2025
Furnished Vs Unfurnished Homes: A Complete Guide
Explore the Different Prime Locations in India that You Never Knew.
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KWIN City: Your Gateway to Modern Living in Bangalore
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Top 5 Localities to Buy a House in Bangalore and Latest Market Trends
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When to Buy a Home in India - Essential Tips
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Are You Ready to Buy a Home in India? A Complete Guide
Top Residential Areas Near Whitefield 2024
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Why Rayasandra is the Next Big Opportunity in South East Real Estate?
Why Haralur Road in Bangalore is Ideal for Property Investment?
Millennial Home Buying Trends 2025
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Tripartite Agreements | A Three-Way to Get Things Done
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The Ultimate Guide to Financial Planning for Home Purchase
Kerala Registration Department - E-Rekha Online Services
Simplifying NOC in Bangalore Real Estate Finding Dream Home
Rules and Regulations for NRI Property Buying in India
Top 8 Plot Investment Destination in Bengaluru
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Construction Linked Payment Plan: To Aid Home Buyers
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Under Construction Vs Ready to Move In Properties
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Shifting versus Renovating your Home
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How to Check out Builders Reputation and Credibility?
How to get your home loan approved real easy?
Built up area, Super built up area & Carpet area Explained!
How this Pandemic can be a Doorway to your New Home.
NRI tips to Buy Property in India
A Guide of Different Types of Houses in India
All About Buying Property Online
Top Advantages and Disadvantages of Buying a Second Home
Bangalore's Best Flats under 30 Lakhs
Get the Perfect Dream Homes in Old Madras Road!
Find the Home of your Dreams at Whitefield!
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First Time Home Buyer FAQ
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3 Reasons For Finding A Home in Sarjapur Road!
Ultra Luxury Apartments in Bangalore-Next Level Living Spaces
Under Construction Projects: All You Need To Know
BDA sites in Bangalore
Old Age Homes in India- Top Senior Citizen Housing
10 Best Places to Live in Bangalore: Residential Areas
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15 Best Tech Parks in Bangalore: A Homebuyer's Perspective
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Give a Realty Check for your Dream Home [Real Estate Checklist]
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Checklist for Buying Property in India
Home in Bangalore - Real Estate Website
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2019 Will be a Homebuyers Year
Essential Tips for First Time Home Buyers
Apartments,Villas,Plots- Which is the best option to Buy ?
Supreme Court Efforts to Protect Customers Interest
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An Overview and a Guide to the Prime Locations in Bangalore
Top Affordable Housing Schemes in India
Retirement Homes and Senior Retirement Communities
Why Location Matters More Than Amenities in Real Estate
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Parking Rules in Residential Areas India
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JP Nagar’s Transformation: What’s Behind the Buzz?
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The Real Estate Boom in Gujarat’s GIFT City
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Builder Floors: The Perfect Blend of Privacy and Space
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Jigani: The Ideal Mix of Work, Living, and Leisure in Bangalore
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Yeshwanthpur Bangalore: Real Estate, Connectivity & Lifestyle
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Singanayakanahalli: Where Nature Meets Urban Growth in Bangalore
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Abbigere: Affordable Living and Growing Potential in Bangalore
Want to Know Why Vasanth Nagar is the Place to Be? Read On!
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The Must-Have Structure Stability Certificate Explained
Top real estate trends in India for 2025
All About Nambike Nakshe Scheme
Peenya: The Industrial Powerhouse of Bengaluru
Top Traits to Look for in a Real Estate Builder
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Ente Bhoomi - Online Land Records in Kerala
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Top 10 Real Estate Builders And Developers In Kochi
Local Events and Why They Are Going To Matter In Real Estate
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Increased Demand for Villas in Bangalore
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The Luxury Restaurants in Bangalore
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Top 10 Things to do Around Sarjapur Road
Top Spas to Visit Near Sarjapur Road
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High Life - High Costs | Top 10 Costliest Cities in India
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Top Temple Towns in India - Spiritual Tourism To Transform Indian Real Estate
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Poes Garden: Elegant Living in Chennai
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Sarjapur Road - An Emerging Residential Hotspot in Bangalore
Guide to rental receipts in India - all the information you require
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Sarjapur Road Before and After
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Panathur - A Prime Destination
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Top Real Estate Companies in India
How to Become a Successful Real Estate Agent in India?
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Housing Trends 2024 You Need to Know
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Sanchaya Tax 2023: Streamlined Kerala Property Tax Payments!
HUDA Plot Scheme Unveiled: Your Gateway to Exclusive Residential Plots!
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Ganga Expressway Project
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Real Estate Potential of Ahmedabad
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Real Estate Potential of Prayagraj
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REIT versus Fractional Investment
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Buying an Agricultural Land in India
Rishikesh Real Estate -2023
Indore Cleanest City in India - 2023
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Kerala's Upcoming Real Estate Markets
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Real Estate News - 25th October to 31st October 2022
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10 Major Statutory Approvals & Standards You May Not Know About
7 Best Places to Live and Settle in Delhi
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Top 7 Places to Live & Settle in Mumbai
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Real Estate Industry After the Second Wave
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GST On Real Estate Reduced For Homes and Under Construction Projects
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