All Government Schemes For Women - PM Scheme for Women

Last time we had a comprehensive discussion regarding all the government schemes in India.

And today we are gonna check out the government schemes for women!

As we have mentioned, all the government schemes in India are meticulously curated to serve the social and economic welfare of the citizens of India. These scheme of the Government of India serves the diverse categories and eligibility criteria.

In the case of govt schemes for women, the central government has introduced this list of "Government Schemes for Women" that strictly focus on women's welfare and entrepreneurship goals.

The Central Government has already taken the initiative to provide significant funding for the successful implementation of these government schemes for women's empowerment.

So, come let's check out the comprehensive list of all central government schemes for women.

• Lakhpati Didi Yojana

• Beti Bachao Beti Padhao

• Mudra Yojana

• Swadhar Greh

• Balika Samridhi Yojana

• Stree Shakti

• Annapurna Scheme

• Dena Shakti Yojana

• Poshan Abhiyaan - Jan Andolan

• Udyogini Scheme

• Bhamashah Yojana

• Mahila Nidhi Scheme Rajasthan

• Mahila Udyam Nidhi Scheme

• Stand Up India Scheme

• Pradhan Mantri Matritva Vandana Yojana

• Sukanya Samriddhi Yojana

• Mission Indradhanush

• National Creche Scheme

• Indira Gandhi Matritva Sahyog Yojana (IGMSY)

• Kishori Shakti Yojana (KSY)

• Mahila Shakti Kendra (MSK)

• Rashtriya Mahila Kosh (RMK)

Come, let's explore these women welfare schemes in India!

1. Lakhpati Didi Yojana

The Indian Interim Budget 2024, announced by Nirmala Sitharaman, the Finance Minister of India had a brief address about the PM Lakhpati Didi Yojana announced by Prime Minister Narendra Modi. Lakhpati Didi Yojana is a pm scheme for women empowerment launched on 23 December 2023 and will offer skill development training to over 20 million women across the villages in India.

As per this central government scheme for women, women across the villages in India will be offering skilled development training in fields such as - LED bulb making, plumbing, repairing & operating drones, and many more.

Eligibility Criteria: The applicant woman must be a permanent citizen of the particular state of India. The annual income of the whole family which the women applicant is part of must exceed Rs 3 lakhs. The women applicant must be part of the Self-Help Group(SHG) to be eligible for the Lakhpati Didi Yojana scheme by the central government.

2. Beti Bachao Beti Padhao(BBBP)

"Save Girl Child, Educate Girl Child" - A central government scheme for women in the name of "Beti Bachao Beti Padhao", which was launched on January 22, 2015, under the initiative of Prime Minister Narendra Modi. This govt scheme for women was initiated with the aim to secure the birth of every girl child across India and they are well-educated without any discrimination.

Eligibility Criteria: Every girl child under the age of 10 years is eligible for the Beti Bachao Beti Padhao(BBBP) scheme.

3. Pradhan Mantri Mudra Yojana Scheme

PM Mudra Yojana Scheme is a government scheme for women empowerment that is initiated by the Indian Government to empower women entrepreneurs across the country. This, one of the most sought-after government schemes for women provides them with financial assistance to start or grow their businesses.

As per the scheme, a Mudra loan will be offered to potential women entrepreneurs, a maximum of up to Rs 10 lakhs. The Mudra loan categories are divided into 3:

• Shishu: Rs 50,000 for small business.

• Kishor: The loan amount will be provided from Rs 50,001 to Rs 5 lakhs.

• Tarun: Rs 5,00,001 to 10 lakhs.

Eligibility Criteria: Indian citizens coming under the age group of 18-65 who have a business plan that is income-generative and is non-farm, are eligible to apply for a Mudra loan. It is the best government scheme for housewife, who get out of the falling walls and achieve something in their life.

4. Swadhar Greh Scheme

Yet another one of the best government schemes for women embraces the need to encourage women in India. Effect from January 1, 2016, the Swadhar Greh Scheme by The Ministry of Women and Child Development's main target is to empower the women victims of difficult circumstances.

This govt scheme for women focuses on helping women regain their emotional strength and providing them with all the legal aid and guidance from the government. Swadhar Greh Scheme is one of the best central government schemes for women that takes initiatives in providing food, shelter, health, clothing, and, economic and social security for women facing difficulties in those categories.

Eligibility Criteria: The eligibility criteria for being part of the Swadhar Greh Scheme aren't as complex as they seem. As the scheme states, every woman who has faced some difficult circumstances will be enrolled in the Swadhar Greh Scheme.

5. Balika Samridhi Yojana

Balika Samridhi Yojana is a central government scheme for women, launched by the Indian Government in 1997 to improve the lives of girls from poor families. This, govt scheme for women focuses on education and well-being by providing financial aid.

As per this scheme initiated by the central government, all the girl children across India will be offered education and help reduce school dropout among girls. They empower girls and their families by offering them financial incentives.

Eligibility Criteria: The first 2 girl children born after August 15, 1997, falling under a BPL family will be eligible to receive the financial support as this government scheme for women.

6. Stree Shakti Yojana

Stree Shakti Yojana is a Government scheme in Karnataka that focuses on empowering women by offering them with political, social, and financial support. As per this government scheme for women launched by the Women Child Welfare Department in October 2000, an initiative will be taken to empower rural women by strengthening economic development, by creating an environment that will guide them socially and them increase their income level.

Eligibility Criteria: This government scheme for women empowerment focuses on providing an Entrepreneurship Development Programme (EDP) initiated by the particular states of India. Any businesswomen having Indian Citizenship owning the business as a whole or 50% are eligible for the Stree Shakti Yojana scheme introduced by the Government of India.

7. Annapurna Scheme

With an objective of offering financial aid specifically for the potential entrepreneurs planning to be part of the food catering industry in India, the Annapurna Scheme is one of the most adorn central government schemes for women. As per this government scheme for women as well as men having seniority, a loan amount of up to Rs 50,000 will be offered to women entrepreneurs across India in the food catering field.

Annapurna Scheme is an ideal government scheme for housewives, who want to be part of any food catering industry including, food processing units, food vending carts, and tiffin services across India.

Eligibility Criteria: Any Indian applicant falling under the age group of more than 65 years of age having no regular source of income and is part of the BPL community both women and men are eligible to receive funding under the Annapurna Scheme.

8. Dena Shakti Yojana

Yet another government scheme specifically focusing on women entrepreneurs of India, Dena Shakti Yojana is a government scheme in Karnataka managed by the Dena Bank targeting the women empowerment goal in Rural Karnataka.

Managed by Dena Bank, the Dena Shakti Yojana is beneficial to all women entrepreneurs who are involved in sectors such as - agriculture, retail stores, manufacturing, and micro-business. As per this govt scheme for women, a loan amount of up to Rs 20 lakhs with a favorable interest rate and a flexible repayment tenure.

Eligibility Criteria: Indian women entrepreneurs who hold more than 50% ownership stake in a business such as - retail stores, service activities, manufacturing, and even self-employed professionals like doctors or chartered accountants are eligible to receive the loan under the Dena Shakti Yojana.

9. Poshan Abhiyaan - Jan Andolan

Poshan Abhiyaan's Jan Andolan (public movement) works towards better nutrition for women and children. It's part of the government's schemes for women by aiming to improve the health of mothers and adolescent girls alongside children. This focus on women contributes to their well-being and indirectly benefits the entire family's health.

Eligibility Criteria: Poshan Abhiyaan, a national program, targets specific groups for improved nutrition: children from 0-6 years old, adolescent girls, pregnant women, and lactating mothers, automatically including them in its initiatives to improve their nutritional status.

10. Udyogini Scheme

If you are seeking the best government scheme for housewives, the Udyogini Scheme, a Karnataka Government scheme initiative is within easy grab. It is one of the well-initiated government schemes for women empowerment focusing on empowering the women entrepreneurs involved in the fields of agriculture, retail, and other small business.

As per the Udyogini Scheme, women entrepreneurs across India will be offered a loan amount of up to Rs 1 Lakh.

Eligibility Criteria: The Udyogini Scheme is one of the best government schemes for women entrepreneurs. Every woman applicant from Karnataka under the age group of 18-55 years without any history of defaults on previous loans from financial institutions is eligible to apply for the loan amount under the Udyogini Scheme.

11. Bhamashah Yojana

Bhamashah Yojana is a government program in Rajasthan that provides financial aid to women in need. It targets female students and housewives from economically disadvantaged families.

The scheme offers financial support through a Bhamashah card, which links to the beneficiary's bank account. This card facilitates the direct transfer of funds for various government schemes. If you're interested in learning more or applying for a Bhamashah card online, you can visit the online portal and apply for it online.

Eligibility Criteria: Any women applicant above 18 years of old, who is a permanent Rajasthan resident falling under the BPL community.

12. Mahila Nidhi Scheme Rajasthan

Mahila Nidhi Scheme Rajasthan is a government scheme initiated by the Rajasthan State Government in order to support the Self-Help Group(SHG) of women. This govt scheme for women majorly focuses on empowering women by providing them with a certain loan amount that caters to their daily needs and indulges them in income-generative activities.

As per this women empowerment scheme, a loan amount of up to Rs 40,000 will be credited to the SHG account.

13. Mahila Udyam Nidhi Scheme

Yet another government scheme for women empowerment, implemented by the Small Industries Development Bank of India (SIDBI) aims at providing financial assistance for women entrepreneurs across India to set up or expand their businesses.

As per the Mahila Udyam Nidhi Scheme, potential women entrepreneurs are offered a loan amount of up to Rs 10 lakhs, if they fall under the eligibility criteria.

Eligibility Criteria: Any women applicant operating a micro, small, or medium company in India is eligible to apply for the loan amount under the Mahila Udyam Nidhi Scheme.

14. Stand Up India Scheme

Stand-up India is a pm scheme for women that focuses on empowering the women entrepreneurs of India by offering a loan amount from Rs 10 lakhs to Rs 1 Cr. Run by the Department of Financial Services(DFS), the Stand-up India scheme offers an opportunity to women entrepreneurs falling under SC/ST cast with financial assistance to start a Greenfield project in India.

Eligibility Criteria: Any women entrepreneurs of permanent Indian residents falling under the age group of 18 years or more as well as belonging to any SC/ST cast, having at least 51% of a stake in any company focusing on Greenfield project are eligible to receive the loan amount under the Stand-Up scheme.

15. Pradhan Mantri Matritva Vandana Yojana

Pradhan Mantri Matritva Vandana Yojana(PMMVY) is yet another PM scheme for women, especially for women on maternity. This government scheme in India focuses on offering financial aid for pregnant women in India and also offers the service of lactating women for the first live birth.

PMMVY is considered to be one of the best govt schemes for pregnant women as it offers financial support for those suffering economic and social disadvantages.

Eligibility Criteria: Any Indian pregnant woman above the age of 18 years who is born after January 1, 2017, and falls under the BPL community is eligible to receive financial support and other program under PMMVY.

16. Sukanya Samriddhi Yojana(SSY)

A government scheme under the Ministry of Finance, Sukanya Samriddhi Yojana was introduced in 2015 and it was introduced as part of Beti Bachao Beti Padhao Yojana. This government scheme for women focuses on empowering girl children with a focus on their betterment.

Eligibility Criteria: An Indian girl child above the age of 10 owning a bank account with any of the accounts of the parent or any of the guardians is eligible to receive financial support as per the Sukanya Samriddhi Yojana(SSY) scheme.

17. Mission Indradhanush

Mission Indradhanush(MI) is yet another government scheme in India that focuses on both children and pregnant women in India. The mission was launched by the Ministry of Health and Welfare(MoHFW) on December 24, 2014. Mission Indradhanush aims to ensure the complete immunization of children as well as pregnant women across India. Mission Indradanuh, is one of the best government schemes for pregnant women, as it offers them free vaccination.

Eligibility Criteria: Any kid under 2 years of age is eligible for the vaccination under the Mission Indradanush. The mission aims to offer free vaccination for both children as well as pregnant women across India.

18. National Creche Scheme

The National Creche Scheme provides important daycare services to children of working moms, addressing the need for safe and dependable childcare. The government-launched plan aims to provide a caring atmosphere in which children can receive sufficient care, education, and supervision while their parents work. The crèches under this system are designed to meet children's developmental needs, including physical, emotional, and cognitive growth. The plan helps working women by making inexpensive childcare more accessible, allowing them to continue their jobs without having to worry about daycare. This project not only assures children's well-being, but it also helps to improve family's economic stability.

19. Indira Gandhi Matritva Sahyog Yojana (IGMSY)

The Indira Gandhi Matritva Sahyog Yojana (IGMSY) is a conditional cash transfer initiative that helps pregnant and lactating mothers. Its primary purpose is to improve the mother's and baby's health by providing financial support to offset the costs of pregnancy and childbirth. This program aims to enhance the general health and nutrition of mothers and their infants, lowering rates of maternal and infant death. The cash assistance is offered in installments, subject on the beneficiaries meeting specified health and dietary requirements. By assisting women during this critical period, IGMSY hopes to improve health outcomes and guarantee that both mothers and babies receive enough care and nutrition.

20. Kishori Shakti Yojana (KSY)

The Kishori Shakti Yojana (KSY) is a comprehensive plan for adolescent girls that aims to promote their overall development. The project was launched with the goal of improving girls' health, nutrition, and overall well-being by providing necessary services and assistance during their formative years. It focuses on boosting girls' dietary intake and ensuring they have access to adequate healthcare services. In addition to health and nutrition, KSY promotes self-development by providing life skills education, social awareness, and psychological assistance. Vocational training is an important component of the initiative because it provides girls with practical skills and information that will help them achieve economic independence. By addressing these various requirements, the Kishori Shakti Yojana hopes to empower adolescent girls to reach their full potential and make important contributions to society.

21. Mahila Shakti Kendra (MSK)

Mahila Shakti Kendra (MSK) was introduced to empower rural women by offering comprehensive support tailored to their needs. The program gives access to critical information, skill-building training, and resources to support entrepreneurial enterprises. MSK's focus on the rural population attempts to eradicate educational, health, and financial gaps. The initiative fosters an environment in which women may discover and realize their full potential, fostering gender equality and self-reliance. MSK encourages women to participate in various development activities through community-based support, improving their ability to contribute effectively to both their households and society as a whole.

22. Rashtriya Mahila Kosh (RMK)

The Rashtriya Mahila Kosh (RMK) was established to provide microfinance services specifically aimed at poor and marginalized women. Its primary objective is to enhance women's economic empowerment by offering financial assistance and support services. Through RMK, women gain access to credit for starting or expanding small businesses, which helps them achieve self-reliance and financial stability. The scheme not only provides essential funding but also includes guidance and support to ensure effective utilization of resources. By empowering women with the means to become economically independent, RMK contributes significantly to improving their overall socio-economic status and fostering sustainable development.

So, there you go, folks. These are the best government schemes for women. Each of these list of govt schemes for women focuses on the betterment and empowerment of women across India.