General

Top 10 SIP Investment Plans For 5 Years - Best SIPs to Invest In


07, January 2026

Moving on with the trend, investing money in mutual funds through a Systematic Investment Plan(SIP) has become one of the most sought-after methods of Indians as well as people across the world.

And today, we have brought upon you some of the best SIP investment plans for 5-year bonds, one of the best investment options in India.

Before moving on to the comprehensive list of best sip plans for 5 years, let's know more about SIP investments, how it works and how to invest in mutual fund via SIP.

so,

What is SIP Investment?

You may have already heard about mutual funds. Likewise, a SIP investment is a systematic way of investing in mutual funds. So, a SIP investment is a way to invest in mutual funds by putting in a fixed amount of money at regular intervals, like monthly or quarterly. It's like a recurring deposit for mutual funds but with the potential for higher returns.

How Do SIP Investments Work?

As simple as that, it is easy to understand the workings of SIP investments. The primary thing to keep in mind if you are planning to invest in SIPs is that you must be a KYC applicant, and that is mandatory for any SIP plans available.

In order to invest in SIP plans, you will be asked to submit your ID proofs as well as your bank account details. Then, you can easily invest in any of the plans offered by any sip providers. The minimum investable amount ranges from 100 to 500 rs. The Securities and Exchange Board of India(SEBI) has made it mandatory for every SIP provider that the minimum amount for mutual fund SIP investment must be Rs 500. Yet, there are several providers offering a minimum sip investment plan starting from just Rs 100.

Guess you have got an idea of how the SIPs work!

Now, let's have a look at some of the mutual funds with the best sip plans for 2024:

Best SIP Investment Plans to Invest in for 2024

  • Aditya Birla Sun Life Digital India Fund Direct-Growth

  • Quant Small Cap Fund Direct Plan-Growth

  • Tata Digital India Fund Direct-Growth

  • ICICI Prudential Technology Direct Plan-Growth

  • SBI Technology Opportunities Fund Direct-Growth

  • Quant ELSS Tax Saver Fund Direct Plan-Growth

  • Quant Active Fund Direct-Growth

  • Quant Infrastructure Fund Direct-Growth

  • Axis Small Cap Fund Direct-Growth

  • Nippon India Growth Fund Direct-Growth

Come, let's have a detailed overview of these best sip investment plans for 3 and 5 years!

1. Aditya Birla Sun Life Digital India Fund Direct

Established on January 1, 2013, Aditya Birla Sun Life Digital India Fund Direct is a mutual fund scheme that invests in companies in the digital sector of the Indian economy. This fund usually focuses on specific sector that carries higher risk but also has the potential for higher returns. Aditya Birla Sun Life Digital India Fund Direct has delivered competitive returns across various time zones. It offers a Systematic Investment Plan(SIP) option, which allows you to invest a fixed amount regularly in this mutual fund scheme. Aditya Birla Sun Life Digital India Fund Direct has some of the best sip plans for 5 years and allows a minimum sip investment of Rs 100 and above.

2. Quant Small Cap Fund Direct Plan

Quant Small Cap Fund Direct Plan is a small-cap mutual fund launched in January 2013 by Quant Mutual Fund. It aims for capital appreciation by investing in small companies with long-term growth potential. The fund has a relatively low expense ratio of 0.7%. Quant Small Cap Fund Direct Plan is one of the best sip investment plans for long-term returns. It allows a minimum sip investment of Rs 1000 and will eventually help in increasing your contribution over time, making it the best way for you to benefit from rupee-cost averaging.

GRC Shreekrish - Homes247.in

3. Tata Digital India Fund Direct

Tata Digital India Fund Direct is a mutual fund scheme launched by Tata Mutual Fund that invests in companies within the information technology(IT) sector of India. Tata Digital India Fund Direct is one of the best sip plans for 5 years, as it offers high returns on long-term investment plans. This allows you to invest a fixed amount regularly (even as low as Rs 100) into the fund. It's a good way to benefit from rupee-cost averaging and build discipline in your investment strategy.

4. ICICI Prudential Technology Direct Plan

ICICI Prudential Technology Direct Plan is a mutual fund scheme that focuses on investing in the technology sector of the Indian stock market. It was launched on January 1, 2013. ICICI Prudential mutual fund allows you to make a small investment that starts from Rs 100 and has the flexibility of allowing investments above Rs 100. There is no particular lock-in period for this sip investment. It is one the best sip plans for 5 years considering its long-term investments, and it majorly focuses on technology, service, communication and the capital goods sector.

5. SBI Technology Opportunities Fund Direct

Like any other sector-focused mutual fund investment option, SBI Technology Opportunities Fund Direct is subjected to the risk the risk associated with the technology sector. It is literally a mutual fund scheme offered by SBI that invests in equity and equity-related instruments of companies in the technology sector. This mutual fund investment option was established on January 1, 2013. With a minimum investment plan of Rs 500, SBI Technology Opportunities Fund Direct is one of the best sip plans for 5 years.

6. Quant ELSS Tax Saver Fund Direct Plan

Quant ELSS Tax Saver Fund Direct Plan, like any other mutual fund is an equity-related fund that invest in the high-risk sectors like technology, communication and anything related to it. Quant ELSS Tax Saver Fund Direct Plan is also offering an sip investment option that allows minimum investment amount Rs 500/-. The fund was launched in January 1, 2013 has become one of the most popular among the tax saving benefits.

7. Quant Active Fund Direct

Quant Active Fund multi-cap mutual introduced by Quant Mutual funds. Quant Active Fund Direct aims for capital appreciation and long-term growth by investing in a diversified portfolio of large, mid, and small-cap companies. Like any other mutual investment option, Quant Active Fund also offers systematic investment options via SIP. It is one of the best sips to invest in cause it allows you to invest relatively from a lower minimum amount of Rs 1000 and will automate your investment. It is one of the best sip plans for 5 years, as Quant Active Fund marks a good strategic long-term investment due to its high risk.

8. Quant Infrastructure Fund Direct

Yet another fund scheme is allotted by Quant Mutual Fund, which is more than a sectoral infrastructure fund. Like any other fund, Quant Infrastructure Fund Direct aims to generate capital appreciation and offer long-term growth opportunities. The fund mostly invests in infrastructure-focused companies across various sectors, such as - real estate, transportation and power. Quant Infrastructure Fund Direct also offers sip investment plans that allow a minimum investment amount of Rs 1000 and also automate your investments.

9. Axis Small Cap Fund Direct

Axis Small Cap Fund Direct is a mutual fund that aims at generating long-term capital funds that invest in relatively small-cap companies. These companies can offer high growth potential but are also more volatile than larger, established companies. And that's what makes it the best sip plan for 5 years. With the lowest minimum investment amount of Rs 100, Axis Small Cap Fund Direct makes ideal and to-the-budget sip investments available.

10. Nippon India Growth Fund Direct

Yet one of the best long-term capital appreciation investment options that invest in relatively mid-cap companies that have the potential for substantial growth is the Nippon India Growth Fund Direct. It also offers a SIP investment plant that allows it to make long-term automated investments with greater growth potential. With a minimum sip investment amount of Rs 500, Nippon India Growth Fund Direct is one of the best sip plans for 5 years and the lowest investment option.

**Note: These ranking are not subjected to the current trends 2024. May vary according to the market trends.

Be committed to your long-term money-making objective. Make sure that you do the growth and trends on the particular mutual fund before you commit to the automated sip payments.

So, that it folks. These are some of the best sip investment plans for 5 years and keep in mind the market risks before you invest money in this long-term mutual funds.

Trending Blogs

Most Frequently Asked Questions?

Which SIP is best for high returns?

There is a long list of sip available to invest in for high returns. And some among them are - Aditya Birla Sun Life Digital India Fund, Nippon India Growth Fund Direct, Quant ELSS Tax Saver Fund Direct Plan, ICICI Prudential Technology Direct Plan, Tata Digital India Fund Direct, and so on.

Which SIP is best for beginners?

Axis Small Cap Fund Direct, Quant Active Fund Direct, SBI Technology Opportunities Fund Direct and ICICI Prudential Technology Direct Plan are some of the best sip plans for beginners, as they offers a minimum invest amount of Rs 100.

How to invest in sip mutual funds?

There are a list of sip providers on the market. You can visit their website or any mutual fund apps that allows sip payments and complete the online KYC before start investing in the particular SIP.

Which are the best sip providers in India?

Jio, Excitel, Tata Communications, Reliance Airtel, Net4, Vodafone Idea, BSNL, ACT Fibernet, Spectra, and Hathway are some of the best sip providers in India.

Other General Blogs

21/1, Cunningham Rd, Shivaji Nagar,
Bengaluru, Karnataka 560001

+91 9164247247 (9:30 AM - 7:30 PM)
e-mail : enquiry@homes247.in

Stay Connected

Copyright © 2018 VSNAP Technology Solutions Pvt Ltd | All Rights Reserved.

Hi, I’m Homie 👋
Click to Post Your Property easily with AI