So here you are, ready to take the first steps to become an investor!
So why don't we help you get a clear picture of the Best Investment Options in India?
"Know what you own, and know why you own it." — Peter Lynch.
Truer words have never been spoken, guys,
Unless you have a clear picture of the 4 Ws and 1 H ( What, Where, When, Why & How) on investing, let's just say that you'll always be stressed and wondering what'll happen to your investment. After all, it's your hard-earned money, right?
Wouldn't you want to waste it on some ponzy scheme cooked up by some random scamster? And in this digital world, the digiscams are at an all-time high.
Let's start with the basics and one of the simplest forms of investment in the country. It is one of the time-tested and traditional investments and savings options in India. However, your earnings would be at a bare minimum. Though a very safe bet, this low-income yield discourages most investors. And the fact that most of the young, enthusiastic, and enterprising investors go by Robert G. Allen's words, "How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case ."
Stocks are the face of investment everywhere. An equity stock, in simple terms, is a part or share of ownership of a particular company. This fractional share makes you a part-owner of the company, thus making you an essential part of its profits and losses.
Each share holds a value determined by the company and is sold off to the public. This face value remains the same, but once it goes public, the market price keeps changing. Anyone who has a pan card in India can buy these shares and sell them in the Stock Market or Stock Exchange. This act of buying and selling these stocks is called stock trading, and the people who engage in the activity are called Day Traders.
The investors anticipate the rise and fall of the share prices and buy or sell them accordingly for a profit. This act of prediction, depending on the various factors like the goodwill, productivity, and reliability of the company, is what makes Investing in Equity shares so engaging. And thus makes one of the best investment options in India.
Everyone is familiar with mutual funds these days, well at least the popular warning "Mutual Funds are subject to market risks, please read the offer document carefully" thanks to the heavy-duty advertising!
But how many of us know what a mutual fund is? Well, no time to count the show of hands. We'll get right to the point!
Mutual Funds are a collection of investment funds pooled together and professionally managed. Investors purchase a part of these funds at a fixed rate and, more often than not, are priced at convenient lower ranges. And is one of the best medium risk investment options in India.
"The Best Investment on Earth is Earth" - Louis Glickman
Real Estate is simply one of the best long-term investments in India. Being the fastest growing nation in terms of both development and population, the property prices and value of the nation has nowhere to go but up! Sure, they often tilt one way or the other, but you can't deny the fact, real estate investments are rock-solid and are the safest in the world. The future valuation of the properties you own, however, depends upon your choices in the particular property.
Especially investing in popular cities across India, like Bangalore, which has already beaten London to become the number 1 growing tech hub, or Delhi, the capital of the country, or Hyderabad is definitely a good investment choice!
One of the safest and solid investment options in India. The money invested will stay inoperable for a fixed tenure, and if the investor wants to break the deposit, he or she has to pay a fee or penalty. It is best for long term investments and has other benefits apart from the interest rates.
Bank Fixed Deposits can help you gain income tax benefits and also avail various types of Loans from the bank you've deposited your money in.
Definitely the most popular forms of investment options in India, especially the families and women. Gold is the medium upon which most of the countries around the world have based their economic stability. Gold, along with Real Estate, is some of the safest, especially if at all the currency standard goes defunct one day (don't worry guys, the apocalypse isn't near yet, the author hopes so).
Besides regular jewellery, India has seen the rise of paper gold(Gold EPF, etc.) and digital gold. Digital Gold, especially SafeGold & MMTC PAMP, has already won the hearts of modern investors. Talk about the golden standard of savings options.
Insurances are not simply a cover for your life and properties. Insurances are also an excellent way to invest and earn. Besides Life Insurance, the usual safety net, there are other types of Insurance policies like ULIPs or Unit Linked Insurance Policies. These will invest the money you deposited into various market linked assets such as funds or bonds and help you earn more.
What is a Bull Market and a Bear Market?
A Bull market is a term used to denote a rising and economically sound market, and a bear market is when the stocks in the market have a declining value.
Who are some of the greatest investors in India?
Some of India's greatest investors are Rakesh Jhunjhunwala, Porinju Valiyathu, Radhakishan Damani, Vijay Kedia, and Raamdeo Agarwal.
Which are the major Digital Gold Schemes in India?
The prominent Digital Gold investment options are MMTC-PAMP and SafeGold.
So, folks, we hope that we cleared your doubts. So if you would like to know more about other types of Investment options or schemes, just drop in a comment below!
Get the Latest News and Updates Of Indian Real Estate
Well, we are aware that real estate has never exactly been one of those binge-worthy blog categories. It has neither been the kind of topic you could not get enough of, nor is it half as juicy as celebrity gossip.
However, in India, real estate blogs are starting to get clicks and likes, and it has become one of the trending topics. People worldwide are beginning to realize how real estate as an industry affects the economy and how important it is to understand housing trends to enhance their lifestyle.!
The relevance of informative Indian blogs on real estate and finance are at an all-time high now. The youngsters are bidding big on investment options, and brackets such as realty have proved to be highly dependable compared to others.
The Millennials are flooding in to invest in apartments, plots, and villas, and the earliest members of the Gen-Zs' entering the workforce and looking forward to having their own homes. This has only fuelled the growth of digital real estate blogs to keep up with the tech-savvy generations.
Also, the real estate sector has been proving time and again, how reliable an investment choice it is. So, learning about the sector is the smart way to climb up the ranks, and where else can you learn so much except from real estate Blogs! Real estate is the second-largest contributor to the country's GDP; hence there is no doubt that it affects every one of us, whether we see a future in the Real Estate Industry or not. After all, we all live in our homes, and housing is a significant part of the industry.
We know exactly what you need to know and what you like. We know you want to feel engaged and entertained, and at the same time, hot housing news should be fed to you! We have turned the tables, grab a spoon, and start digging!
And Voilà! We present to you the most Interesting and Informative blogs!
As our name implies, we are not limited to realty alone, granted we do Specialize in it. We are all about Homes, and we are in love with Tech and Innovation! Naturally, our blogs cover a myriad of topics related to real estate and housing from Luxury, Lifestyle, Home Decor, Vastu, Real Estate News, Reviews, Tech & much more!
We make every one of our real estate blogs as interesting as it can get and attach with absolutely unique and accurate images, to provide you a better understanding. Not only do we cover a wide range of topics, but we also cover them at the right time. We update you on our socials such as Facebook, Instagram, Linkedin, Pinterest, and Twitter on every trending topic, so you are never miss anything and worry about being left behind!
However, we never go out of hand with our Indian real estate blogs that our beloved Readers have come to love over the years.
Everything in India is a state of constant flux; maybe that's why we Indians became one of the most adaptable and cosmopolitan people in the world!
If the nation's elements are shifting its focus, how can real estate be any different? Indian Real Estate Sector is perhaps one of the most dynamic ones in the entire world. Since the Real Estate in India is yet to be organized entirely, the variations in one segment affect another in ways difficult to comprehend.
The complexity and nuances can be understood only by reading about what is going on in the sector. Like we mentioned above, it affects every one of us. Hence it is essential to keep up to date.
With its ever-changing shifts and tides, it's virtually impossible to keep track of the sector's latest trends and sink our anchor deep. That's where we come in! We are just one google search away!
We also try to solve every home-related query through our Indian real estate blogs. And that's not all. We provide you insights on technologies that make the modern taste and rate of development possible, detailed analysis on real estate projects, insights on loans and taxes, advice on the home buying process, and articles on health and fitness. We provide you information about the trending topics in the Indian real estate industry.
We also host video podcasts named Expert's Voices, where we discuss with the leading players in the industry about market scenarios, offers, anything and everything related to real estate.
In addition, we host Real Estate News so you can stay updated on the sporadic events that happen around the country concerning Indian Real Estate. We also make short and easy to understand real estate video blogs.
We have got so many topics to read about that even if you have years of experience or are just curious and googling to get some ideas about Indian real estate blogs, you will find the best ones here.
At Homes247.in, we strive to provide you only the best real estate blogs. Our blogs are always entertaining; even the dullest subject we touch upon, we try to make it engaging. We make sure the best of the best is are the only standard we keep ourselves at when it comes to our service or our Indian real estate blogs.
Our team is made of a dynamic group of keen hands-on expert researchers who work tirelessly along with passionate and knowledgeable content writers to bring to your fingertips the world of real estate.
On every one of our real estate blogs, we research vigorously, write creatively, carefully compile, and thoughtfully curate the best real estate blogs, especially for you, from India's best content writers and contributors.